Wadsco Motorworld provides finance through Holden Financial Services, UDC (Suzuki Financial Services) and BNZ (Subaru Financial Services).

Fixed Annual Interest Rates

Fixed Interest rates range from 9.95% p.a. to 13.95% p.a. The rate charged will depend on your financial circumstances taking into account:

  • How much you want to borrow
  • The term of your loan
  • Your income
  • Your other financial commitments
  • Your credit history

To understand the rate that will apply to you please call Chris Mitchell 03-5785327 or 021-480113

Costs of Lending (Standard Fees and Charges)

The link(s) below outlines the costs of lending for:

Holden Financial Services:  Fee Schedule
UDC: Fee Schedule
BNZ: Fees Schedule

Standard Contract / Terms and Conditions

The link(s) below outlines a standard form contract and the related terms and conditions:

Holden Financial Services: Terms and Conditions | Consumer SmartBuy Agreement
UDC: Credit Sales Agreement (Example) | Term Loan (Example) | Security Agreement (Example)
Terms and Conditions (Example)
BNZ: Terms and Conditions (Consumer) | Terms and Conditions (Business)


This link details frequently asked questions:

UDC: Frequently Asked Questions


This link outlines how a borrower makes a complaint:

UDC:  Making a Complaint


This link outlines how a borrower can apply for unforeseen hardship relief:

UDC:  Unforseen Hardship